It's not a very interesting topic and we are not Insurance experts so this post is more about giving a few pointers and clarifying a few myths.
- Do I need Insurance?
- I live in UK and have access through the Public Health System to care in France so I am OK.
- So how do I get cover to get off the mountain?
The easiest is to get the Carré Neige which you purchase along with your lift pass. It costs a couple of euros a day, store it next to your lift pass as it's the what the Pisteurs want to see when they come to your assistance. It covers other things as well such as reimbursement of the cost of your lift pass in the case of an accident and medical expenses up to 3000Euro if you are not covered by any other Insurance.
If you want to know more about the Carré Neige this site will tell you everything you need to know: Carre Neige
- I have a Credit Card which includes Insurance so i will just use that.
- I am a fair weather skier preferring to spend my time in the resort restaurants and bars, I don't ski far enough to need Insurance.
It's a bit like driving, often the shortest trips turn out to be the more dangerous ones. Skiing and Boarding is a sport like any and accidents happen. Many will not be your fault but that doesn't make them any cheaper. You can be a great skier/boarder and get taken out by someone else no matter how careful you are. Insurance isn't just for rescue and medical expenses, it provides cover for missed connections, lost/delayed luggage and can compensate you if you are the victim of theft.
There are lots of good Insurance comparison web sites now to help you compare one Policy with another which take out some of the drudgery of selecting a Policy that is right for you and your trip to the snow. As we said at the beginning it's not the most interesting topic but it is important so get a Policy to suit your needs, take care and have a great holiday - no matter what happens!